Product Information
Saving And Investment Plans SBI Life - Smart Money Back Gold
SBI Life - Smart Money Back Gold is a savings plan with added advantage of life cover and cash inflow at regular intervals. It is a participating traditional money back insurance plan, meeting your various financial obligations at crucial junctures through its wide range of policy terms.


  • Money Back options specially tailored to suit your requirements.
  • Fixed cash inflows which can meet your various financial obligations.
  • Survival Benefit of 110% of Sum Assured paid till maturity.
  • Rebates on Large Sum Assured.
Min. entry age 15 years
15 years
14 years
14 years
Max. entry age 55 years
55 years
50 years
45 years
Age^ at Maturity Min: 27 years
Max: 70 years
Sum Assured Min: Rs.75,000 (x 1,000/-)
Max: No Limit*
Policy Term Option 1: 12 years
Option 2: 15 years
Option 3: 20 years
Option 4: 25 years
Premium Paying Term Same as policy term
Premium Frequency Yearly / Half-yearly / Quarterly / Monthly