Product Information
Child Plans MetLife Smart Child
A smart plan that helps you plan well in advance for your child’s future needs. Our specially designed child plans are designed to take care of your child’s ever changing requirements from rising educational costs to financial planning, extracurricular needs or even wedding.


  • MetLife Smart Child ensures
  • PNB MetLife takes care of the premiums for the policy in case of unfortunate demise of the parent.
  • Offers reasonable investment with annual premium starting from Rs.18,000 p.a.
  • Offers Systematic Transfer option to help you get the best of equity markets
  • Makes room for Liquidity with Partial Withdrawals and offers 4 free switches to manage your funds
  • *Tax Benefits as applicable.
Minimum/Maximum Age at entry (LBD)* for Life Insured 18/55 years
Minimum /Maximum Age at entry (LBD)* for beneficiary 90 days/17 years
Premium Payment term (years) Same as policy Term
Minimum Annualised Premium Rs. 18,000 p.a.
Maximum Annualised Premium Till age 35 : 2 lakh
36-45 age: 1.25 lakh
Age 46+ : 1 lakh
Policy Term 10, 15 & 20 years
Sum Assured 10 times the chosen Annualised Premium only
Premium Payment Modes Annual, Semi Annual, Quarterly, monthly and PSP (Payroll Savings Program)